We work with all accident carriers and a group and
individual basis. Accident insurance
requires little or no underwriting and is one of the most popular supplemental
coverages. Most people who don’t have
accident coverage and just have a medical plan have to meet their deductible
and then out of pocket maximum and then their plan start paying. Most of the accident plans we have start
paying a benefit on dollar number one.
This means the employee is not out of pocket anything when a covered
accident occurs. These plans are
extremely inexpensive and these plans are perfect for all industries. Injuries happen all the time. An employee could hurt themselves playing a
sport over the weekend or doing yard work in the afternoon. Accident insurance also helps employers who
have high workers compensation insurance claims. Contact us for a quote or to learn more about
accident insurance. This product can be
offered as a voluntary offering or employer paid. This product is paired very well with a MEC
plan and often alongside critical illness coverage.
